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The validity of a Suretyship embodied in a credit agreement
It is common for an application for the supply of goods or services to contain a clause that binds the signatory as surety for payment on behalf of the applicant. A typical clause may read: By his/her signature hereto, the signatory hereby interposes and binds himself as surety and co-principal debtor in solidum for the du...
Reckless Credit
In today’s consumer-oriented world, we want it all and we want it now and with the seamless swipe of a plastic card, it seems that we can indeed have it all… on credit. Having been enticed by the appeal of hire purchase scheme, tempted by the luxury of the lay-bye and lured in by the accessibility, convenience and relative...
Can posting comments on Facebook land you in hotwater!?
Some Facebook users might believe that their existence in the social media arena, entitles them to a ‘free-for-all’, ‘anything goes’ way of expressing themselves. Whilst freedom of expression is a cherished Constitutional right, recent case law has changed the way in which Facebook users will post comments. Users will now have t...
October 2013: Developers - Green Laws Grow Sharper Teeth
Property owners and developers who breach environmental legislation face substantial penalties, and our courts are getting tougher in applying them. That’s of course great news for environmentalists, but property owners generally (and developers in particular) need to be aware of the increasing danger of falling foul, even...
September 2013: Security Estates Beware
SECURITY ESTATES BEWARE: YOUR LEVIES AT RISK IF OWNER GOES UNDER There are many advantages to living in a security estate, provided that the HOAs (Home Owners Associations) which normally run them are financially sound. Since HOAs rely on the collection of levies from members to fund communal expenses, they should always be...