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National Credit Act 34 of 2005
To promote a fair and non-discriminatory marketplace for access to consumer credit and for that purpose to provide for the general regulation of consumer credit and improved standards of consumer information; to promote black economic empowerment and ownership within the consumer credit industry; to prohibit certain unfair credi...
National Credit Act 34 Regulations
A person who applies for registration in terms of section 45 of the Act must submit to the National Credit Regulator: (a) A completed application in – (i) Form 2, if applying for registration as a credit provider; (ii) Form 3, if applying for supplementary registration as a provider of developmental credit; (iii...
July 2011 - Directors: Delinquency Declarations (and Other Dangers)
Directors - beware the additional risks and obligations imposed on you by the new Companies Act. In addition to an increased risk of incurring personal liability to creditors and other stakeholders, directors now also face the danger of being declared "delinquent" or being placed under "probation" - in some cases even if they...
June 2011 - Don't Bank On A River View!
The entitlement of property owners to a view "has become a luxury" and is "a matter of delight and not necessity" said the High Court recently. Dismissing a home owner's claim against his neighbour for obstructing his river view in a residential development, the Court held that the only way to enforce a right against "lawfull...
May 2011: Warning: Last - Minute Surprises In The CPA!
Consumers and suppliers must deal with several last minute surprises sprung on us when the Consumer Protection Act ("CPA") came into effect on 1 April, including: -